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Personal Checking Solutions

Lone Star Bank, S.S.B. Checking accounts give you real flexibility and cash management convenience. Count on competitive dividends, guaranteed returns and the safety and security that your hard-earned funds deserve. Couple that with our FREE Online Banking services and an ATM card and/or VISA® Check Card for even greater convenience.

Free Internet Banking, 24-hour telebanking & ATM/Debit Card (upon approval) available on all personal accounts. Full account details can be found in our Disclosures section.

No Fee Checking

  • No monthly fees
  • $200.00 minimum deposit required to open account
  • No per-check charges
  • FDIC Insured safety for your funds
  • Optional overdraft services
  • Free ATM Card for worldwide access
  • No fee direct deposit for on-time deposits all the time
  • Order checks online
  • Free 24-hour online service and phone service

Star Account

  • $200.00 minimum deposit required to open account.
  • $700.00 daily balance must be maintained to avoid service charges.
  • Free images
  • FDIC Insured safety for your funds
  • Optional overdraft services
  • Free ATM Card for worldwide access
  • No fee direct deposit for on-time deposits all the time
  • Order checks online
  • Free 24-hour online service and phone service

Gold Star Account

  • $200.00 minimum deposit required to open account.
  • $1,000.00 daily balance must be maintained to avoid service charges.
  • No per-check charges
  • FDIC Insured safety for your funds
  • Optional overdraft services
  • No annual fee VISA® Check Card for worldwide access
  • No fee direct deposit for on-time deposits all the time
  • Order checks online
  • Free 24-hour online service and phone service
  • Monthly Service Charge waived for customers 55 or older
  • Plus these other Free services (monthly): free notary services, 5 cashier checks and money orders (combined), traveler's checks, 5 xerox copies, 2 local faxes, initial box of LSB stock wallet checks, 24 hour telebanking, free ATM card, free internet banking, free images, overdraft privileges up to $1,000.00 for qualified accounts, safe deposit box rental free for remainder of calendar year in which the box is rented.

NOW Account

  • $1,500.00 minimum deposit required to open account.
  • $1,500.00 daily balance must be maintained to avoid service charges.
  • Free images.
  • Unlimited check writing privileges.
  • Interest is compounded and credited to account monthly.

Money Market Flex Account

  • $1,500.00 minimum deposit required to open account.
  • $1,500.00 daily balance must be maintained to avoid service charges.
  • Free images.
  • Limited to 6 transactions per statement cycle.
  • Interest is compounded and credited to account monthly.

It's easy. Use our handy switch kit to make the switch to Lone Star Bank, S.S.B. today.